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Al Haditha Investment

Personal loan online

Here are the key elements for obtaining a personal loan from a bank, as provided by Al Haditha Investment, specialists in factor analysis and assistance for persons seeking personal loans from financial institutions.

Eligibility to apply personal loan in Dubai

Al Haditha Investment has enumerated the requirements for obtaining a personal loan from a bank, along with a number of guidelines that are regarded as qualifying criteria.

  • A candidate for a personal loan must be at least 21 years old and no older than 60.
  • The applicant must be self-employed or a salaried individual with regular income over the par amount.
  • An candidate for a personal loan must make more than AED 15,000 per month.
  • AED 15,000 is the maximum amount that qualified applicants can obtain as a personal loan from Al Haditha Investment.
  • A good credit score is enhanced by paying credit card bills on time and opting for lengthier loan terms, up to 60 months, which increases one's eligibility for personal loans from Al Haditha Investment.

How to apply bank personal loan in Dubai

In order to avail Al Haditha Investment bank personal loan in Dubai, we Al Haditha Investment here listed steps would be helpful for individuals to apply for personal loan in Axis bank. These steps are much easier to do when compared with the procedure to avail loan from other banks.

  • Firstly, applicant needs to be aware of the loan details like interest rates, charges, eligibility factors and so.
  • Secondly, should gather the desired paperwork regarding necessary documents and loan forms collected from nearest branches and so.
  • And finally, Apply personal loan online through our website for instant approval, or applicant can get a call back by giving miss call to +971554832841
How to apply personal loan
Al Haditha Investment Bank personal loan interest rate in Dubai as on
Service type Interest rate
Rack Interest rates 13.50% to 24%
Loan Processing charges 1.50% to 2.00% + Service Tax as applicable
Pre payment Charges Nil
Cheque bounce charges AED. 500 per cheque bounce + Service Tax as applicable
Cheque / Instrument Swap charges AED. 500 per instance+ Service Tax as applicable
Default Interest rate 24% per annum i.e. 2% per month on overdue of installment
Required documents to apply Al Haditha Investment Bank Personal Loan
  • Identity Proof: Like copy of Passport/Pan card/Driving license
  • Income proof: Salary slip for the last 2 years/ Form 16 along with the current dated salary certificate
  • Residence proof: Like Bank Account Statement/ latest electricity bill/latest telephone bill
  • Signature proof: Valid Passport/Pan Card/Processing Fee Cheque/Banker’s verification letter
  • Proof of telephone: Latest bill of landline/mobile/WLL with the name of the borrower or address of the borrower
Features of Al Haditha Investment personal loan
  • Simplified Access: Getting a personal loan from Al Haditha Investment requires a minimal documentation when compared with all other private banks; also the approval process would be quick in nature.
  • Flexible Loan Amount: Applicant can choose the personal loan amount from AED. 50,000 to AED. 15, 00,000 according to their eligibility factors.
  • Balance Transfer from other Financial Bodies: Al Haditha Investments allow its customers to do balance transfer like carry over the existing loans from other banks to Al Haditha Investments. It helps individuals to maintain all loans under one financial body.
  • eDGE Loyalty Rewards: Al Haditha Investment offers reward points for individuals to get personal loans, points can be redeemed as cash surplus or discounts while shopping.
  • Competitive Interest Rates: Al Haditha Investment personal loan interest rate is competitive and best along with quick approval. Al Haditha Investment personal loan rate of interest starts from 15.5%.
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